Lenders & Finance

Protect lending decisions with environmental intelligence.

  • 24 hourstypical delivery
  • Page onefindings summary with counts by distance

Overview

Banks, private lenders, and financial institutions require environmental information to better understand potential risks associated with collateral properties. Our reports provide valuable insights that support lending decisions, refinancing, and commercial real estate transactions.

Where it fits in underwriting

  1. 1

    Order at application

    Screen the collateral address as soon as the file opens.

  2. 2

    Read the summary

    Counts of records by distance show at once whether the property needs a closer look.

  3. 3

    Check the nearest records

    The closest records are listed first with distance, direction and status.

  4. 4

    Decide on further work

    Pass the report to your environmental consultant if the screen calls for more.

What it gives a credit team

  • A fast screen

    A consistent first look at every collateral property for the price of $79.

  • Closest records first

    A list of nearby facilities sorted by distance, with databases and status.

  • Mapped context

    A numbered map that shows where records sit around the property.

  • Source citations

    Every record traced to its agency, so the file is easy to defend later.

From a Geoscope report

Typical uses

  • Commercial lending

    Screen the property that secures the loan.

  • Construction financing

    Check the site before funds go out.

  • Refinancing and portfolio review

    Re-screen existing collateral on the same terms.

  • Asset management

    Keep a consistent record for each property held.

Questions, answered

Does a clean screen mean no environmental risk?

No. A records screen shows what government databases list. It cannot rule out conditions that are not recorded, which is why further assessment may still be needed.

More questions: all frequently asked questions

See it on your own property

Order a report for any US address and see the records around the property.