Insurance & Risk

Better understand environmental exposure before underwriting.

  • 24 hourstypical delivery
  • Mappedrecords around each location

Overview

Insurance providers and risk managers use environmental intelligence to evaluate potential liabilities, identify historical land-use concerns, and assess environmental exposure associated with insured properties.

How underwriters use it

  1. 1

    Order for the location

    Use the insured address and the radius that suits the line of business.

  2. 2

    Review the surroundings

    See which regulated facilities and storage tank sites sit nearby.

  3. 3

    Check flood and wetlands

    Flood zones and wetland features appear on the map where they apply.

  4. 4

    File the report

    Keep the dated PDF with the underwriting record.

What helps underwriting

  • Nearby facilities

    Records from the databases, organized by distance and database.

  • Flood and wetland context

    FEMA flood zone labels and wetland features on the map.

  • Site history

    Aerial and topographic history that shows former uses of the property.

  • A dated record

    Each report carries the date its data was retrieved.

From a Geoscope report

Typical uses

  • Property underwriting

    Context on the surroundings before binding.

  • Claims investigation

    Background on a location after a loss.

  • Portfolio review

    Screen many locations on the same basis.

  • Exposure analysis

    A starting point for deeper work on higher-concern sites.

Questions, answered

Does the report assess liability?

No. It reports what the databases show and where. Judging exposure remains with your underwriters and consultants.

More questions: all frequently asked questions

See it on your own property

Order a report for any US address and see the records around the property.